Is there an opportunity in 2026? Yes—if you have a stable income, plan to hold a home for 5+ years, and can handle current mortgage rates. Inventory is growing, buyers have bargaining power, and there's time for thoughtful decisions rather than rushed offers. Well-priced homes in strong neighborhoods still sell quickly, while poorly priced or represented properties linger on the market longer.

Charlotte has moved from frenzied to normal, and normal doesn't mean weak—it means healthy. For strategic buyers ready to act, the market offers inventory, bargaining power, and price stability not seen in years. Focus on neighborhoods with solid fundamentals like good schools, public transport access, and proximity to jobs, then secure pre-approval to move quickly when you find the right property.

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